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Property calculators.

Reliable maths for every move in the SA property game. The numbers here are the same ones your bond originator, conveyancer and SARS will use — so you can plan with conviction.

Bond repayment

Monthly cost of a home loan.

R
R
%
yrs

Monthly repayment

R17 670

on a R1.80m loan over 20 years

Loan amount
R1 800 000
Total interest
R2 440 699
Total repaid
R4 240 699

Over the life of this bond you'll repay 2.36× what you borrow. Bumping the deposit by R100k saves around R212k in interest.

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Figures use SA 2025/26 rates: SARS transfer duty brackets effective 1 Apr 2025, the LPC conveyancing guideline (revised 1 Aug 2025), Deeds Office tariffs effective 1 Apr 2026, and a 10.25% prime rate assumption. Estimates only — not financial advice.