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Property calculators.

Reliable maths for every move in the SA property game. The numbers here are the same ones your bond originator, conveyancer and SARS will use — so you can plan with conviction.

Affordability

What size bond will the bank give you?

R
R
R
%
yrs

Max bond you'll qualify for

R1.38m

at 10.25% over 20 years

Max monthly repayment
R13 500
Limiting factor
30% of gross income

Banks won't take your full disposable income — they cap your repayment around 30% of gross as the first test, then double-check you'd survive a rate hike. This is a guideline, not a guarantee.

Get a real pre-approval

Figures use SA 2025/26 rates: SARS transfer duty brackets effective 1 Apr 2025, the LPC conveyancing guideline (revised 1 Aug 2025), Deeds Office tariffs effective 1 Apr 2026, and a 10.25% prime rate assumption. Estimates only — not financial advice.